Building Financial Bridges Across Africa
A purpose-driven financial services firm that exists to bridge the gap between ambition and access.
Licensed Across Two Markets, Serving One Continent
First Africa Capital Limited is a licensed financial services entity registered in both Zambia and South Africa, operating under the First Africa Group umbrella. Our team comprises experienced professionals from banking, microfinance, accounting, and corporate advisory, united by a shared commitment to financial inclusion and economic empowerment across the African continent.
Our approach is distinct: we combine the rigour and governance standards of institutional finance with the flexibility and responsiveness that SMEs and growing businesses require. This allows us to structure financial solutions that are both commercially sound and practically accessible.
Built on Institutional Expertise, Driven by Entrepreneurial Agility
First Africa Capital was established to address a persistent challenge in African markets: the limited availability of appropriately structured financing for businesses that fall between traditional microfinance and commercial banking thresholds.
Our founder's extensive experience at leading institutions including Absa Financial Services, Stanlib Asset Management, Citigroup South Africa, and Liberty Africa provided the insight and networks necessary to build a firm that operates at this critical intersection.
Today, FAC Ltd serves a diverse portfolio of clients across multiple sectors, with operations spanning Southern Africa and a clear roadmap for Pan African expansion into East and West African markets.
Our Strategic Direction
Our Mission
To provide innovative and accessible financial solutions that empower individuals and businesses to achieve sustainable growth, while maintaining the highest standards of responsible lending and professional service delivery.
Our Vision
To become a leading Pan African microfinance and financial services institution recognised for empowering businesses, promoting financial inclusion, and driving economic development across the continent.
Our Four-Pillar Approach
Every engagement begins with a thorough understanding of the client's business, operating environment, and growth objectives.
Assessment
Rigorous evaluation of business viability, cash flow capacity, and risk profile to ensure appropriate product fit.
Structuring
Tailored financial solutions designed around repayment capacity, business cycle, and strategic objectives.
Execution
Fast, transparent disbursement and documentation processes that minimise delays and administrative burden.
Support
Ongoing relationship management, financial coaching, and access to our advisory network.
Where We're Headed
Our strategic roadmap is anchored in three key priorities.
Market Expansion
Extend our footprint from Zambia and South Africa into key growth markets including Kenya, Tanzania, the DRC, and Ghana within the next five years.
Digital Transformation
Invest in technology-driven lending platforms, mobile financial services, and data analytics to improve access and enhance credit decision-making.
Partnerships & Scale
Build strategic alliances with DFIs, commercial banks, and impact investors to increase lending capacity and broaden our product offering.
Partner With Us
Whether you're seeking capital, advisory, or partnership opportunities — we'd love to hear from you.
Get in Touch